The future of payments is fast, mobile, and frictionless
…And your members are already there. Whether they’re tapping their phone at the front desk, splitting a training session with friends on Venmo, or exploring crypto for recurring dues—expectations around how (and how fast) people pay are changing.
For fitness clubs, YMCAs, and boutique studios, staying competitive means keeping pace with those shifts. That means less paperwork, fewer barriers, and more ways to meet members where they are—on their phones, in their digital wallets, and in the emerging world of decentralized payments.
From tap-to-pay convenience to the rise of stablecoins, the next generation of fitness payments is already taking shape. Here’s what’s coming—and how Daxko is helping clubs stay ahead.
The rise of alternative payment methods
Alternative payment methods (APMs) are no longer, well, alternative. A recent study found that more than 65% of U.S. adults used a digital wallet in the past month, and globally, mobile wallet usage is expected to grow by 150% by 2028.
We’re seeing strong adoption of APMs like Venmo, Apple Pay, and Google Pay. We’re also preparing for emerging options like crypto—specifically stablecoins—which could become a mainstream form of recurring payments in the future.
Daxko is actively investing in this evolution. From enabling tap-to-pay options at point of service to preparing infrastructure for future-forward payments like pay-by-bank and digital coins, the roadmap is built to reduce friction and increase retention.
Real-time everything
But it’s not just about which payment method members use. It’s also how they use them. Real-time capabilities are critical to future success.
The future of payments is real-time. That means real-time card account updates, real-time fraud detection through AI, and real-time funding for organizations.
With real-time card account updater (CAU), gyms and YMCAs avoid failed transactions caused by expired or outdated cards. That means fewer awkward conversations at the front desk, a smoother experience for members and less risk of customer churn.
Investing in a frictionless experience
Our latest innovations are designed to reduce friction, boost efficiency, and support long-term revenue growth, all while freeing up staff to focus on what truly matters: delivering impactful wellness experiences. Here’s how we’re building the future of payments:
- Tap-to-pay terminals
- Pay-by-bank solutions to eliminate ACH delays
- AI-powered fraud mitigation
- HSA/FSA integrations to expand eligible payment options
The options listed above have a clear goal of empowering your team, enhancing member convenience, and driving success that is sustainable.
Are you ready for what’s next?
In fitness business of all types, modern payment expectations are evolving fast. By 2030, the mobile payment market in North America alone is projected to reach $145 billion. Are your systems ready?
At Daxko, we’re building the future of member management and payments today—so you can focus on your future members tomorrow.
Get in touch to learn how Daxko can improve your member management experience with a modern payments experience.